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Consumer Borrowing after Cash Advance Bans. On the other hand, others realize that access to…

Consumer Borrowing after Cash Advance Bans. On the other hand, others realize that access to… In comparison, other people discover that access to payday advances exacerbates borrowers’ economic difficulties. Skiba and Tobacman (2009) exploit a discontinuity in pay day loan eligibility in order to find that access to payday advances escalates the odds of declaring

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